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Medicare Supplement Insurance helps fill the "gaps" in Original Medicare and are sold by private companies.

Original Medicare pays for a lot, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:

  • Copayments
  • Coinsurance
  • Deductibles

The best time to buy a Medigap policy is during your Medigap Open Enrollment period. This period begins on the first day of the month you’re both 65 or older and first enrolled in Medicare Part B.

The Medigap Open Enrollment period will only last for 6 months. During this time, the insurance company can’t:

  • Use medical underwriting to decide whether to accept your application.
  • Charge you more money for coverage based on current health conditions.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

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