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Get all-in-one coverage with medicare advantage plans

Medicare Advantage plans (also called Medicare Part C) provide the same coverage as Medicare Part A & B, and many also offer additional benefits at no extra cost.

Part B premium giveback

Some plans "give back" some or all of your Part B premium. The dividend is delivered directly to your Social Security check.

Hearing Benefits

Many plans offer additional hearing benefits such as; routine & diagnostic hearing exams, hearing aid allowance and more.

Over-the-counter

Some plans may provide a fixed dollar amount to buy everyday things like bandages, pain relievers, toothpaste and much more.

Telehealth

Telehealth — sometimes called telemedicine —lets your health care provider provide care for you without an in-person office visit.

Vision Benefits

Many plans offer additional eye care benefits such as; annual eye exams and allowance towards the purchase of eyewear

Fitness Benefits

Most health plans include a fitness benefits providing access to network of fitness centers and gyms at not additional cost.

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What ARe Medicare Advantage Plans?

Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In most cases, you’ll need to use health care providers who participate in the plan’s network. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services. Some plans offer non-emergency coverage out of network, but typically at a higher cost. Remember, you must use the card from your Medicare Advantage Plan to get your Medicare-covered services. Keep your red, white, and blue Medicare card in a safe place because you may need to use your Medicare card for some services. Also, you’ll need it if you ever switch back to Original Medicare. Below are the most common types of Medicare Advantage Plans.

 

  • Health Maintenance Organizations (HMO) Plans
  • Preferred Provider Organization (PPO) Plans
  • Private Fee-for-Service (PFFS) Plans
  • Special Needs Plans (SNP)
  • HMO Point of Services (HMO-POS) Plans
  • Medicare Medical Savings Account (MSA) Plans.

What do Medicare Advantage Plans Cover?

With a Medicare Advantage Plan, you may have coverage for things Original Medicare doesn’t cover, like fitness programs (gym memberships or discounts) and some vision, hearing, and dental services (like routine check ups or cleanings). Plans can also choose to cover even more benefits. For example, some plans may offer coverage for services like transportation to doctor visits, over-the-counter drugs, and services that promote your health and wellness. Plans can also tailor their benefit packages to offer these benefits to certain chronically-ill enrollees. These packages will provide benefits customized to treat specific conditions. Check with the plan before you enroll to see what benefits it offers, if you might qualify, and if there are any limitations. 

Medicare Advantage plans provide affordable coverage that go beyond Original Medicare.

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