Let's get started with the basics

Start here and find out how Medicare works before you look at your different coverage options. 

What is Medicare?

Medicare is a federal program that offers health insurance to American citizens and other eligible individuals. The program is often called Original Medicare ( (Parts A & B)

Who can get medicare?

U.S. citizens and legal residents
Legal residents must live in the U.S. for at least 5 years in a row, including the 5 years just before applying for Medicare.
You must also meet one of the following requirements:
  • Age 65 or older
  • Younger than 65 with qualifying disability
  • Any afe with a diagnosis of end-stage renal disease or ALS

What Does medicare cover?

Original Medicare (Parts A & B) provides many health care benefits

Part A

Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

PArt B

Helps Cover:

  • Services from doctors and other health care providers
  • Outpatient care
  • Home health care
  • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
  • Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

You can choose private plans to get more coverage

Prescription drug plans (Part D)

Medicare prescription drug plans (Part D) help pay for medications prescribed by a doctor or other health care professional.

Medicare Supplement Insurance Plans

Medicare Supplement insurance plans (Medigap) help pay some of the out-of-pocket cost of Original Medicare

Medicare Advantage Plans (Part C)

Medicare Advantage plans (Part C) combine Part A, Part B and often prescription drug coverage (Part D). Some plans may offer additional benefits like coverage for routine vision and dental care.

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Eligibility and enrollment

Learn about Medicare's eligibility requirements, where you are able to enroll and the important enrollment deadlines to avoid costly penalties

Get Health and Drug insurance

Original Medicare doesn't cover everything. Review your options for Health and Drug coverage and enroll in the plans that fit your health needs and budget.

Review coverage annually

Once enrolled in Original Medicare, you don't need to sign up each year. But each year you have the option to make changes to your health and drug coverage